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Income protection coverage provide you different advantages when matched with the other coverage plans like unemployment coverage, accident, personal and sickness accidents. Advantages related to income safety coverage are payable when the plan holder becomes incapacitated. The plan depends upon the words of contract. Advantages should be paid on daily basic and are deduct from tax. Advantage limits-Usually, advantage are restricted to certain extent or to some percentage of the general earning of the plan holder. The restriction will be around 70% of gross earnings. It could be less then 72% for top makers.